Rate Rise. The Australian Mortgage Handbook

Australian calculators

Put in your own numbers and get your answer straight away. Each calculator matches a chapter of the book.

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• AU1Rate rise impactWhat a rise does to your repayment
• AU2Extra repaymentsYears off and interest saved
• AU3Sell the toysThe caravan, the boat, the second car
• AU4Which debt firstAvalanche against snowball
• AU5Refinance break-evenIs switching worth the cost?
• AU6Where your repayment goesInterest against the loan itself
• AU7Offset, redraw or savingsWhere spare cash does the most
• AU8The minimum repayment trapWhen rates come back down
• AU9Keep it or swap itThe car swap pitch, worked through
• AU10What a fee really costsA program fee, on the mortgage instead